Recently, there has been an interesting development—a global payment ecosystem has launched a crypto Visa card, aiming to convert on-chain assets directly into real-world purchasing power.

The logic behind this is actually quite simple. You top up USDT or other tokens on supported blockchain networks, and the card funds are credited instantly. Then you can spend globally in over 180 countries and regions just like using a regular Visa. You can dine at restaurants, book hotels, swipe POS terminals offline, and when cash is needed, withdraw local currency directly at ATMs.

From a product perspective, several details are worth noting. First is the privacy design—they do not track consumption or build advertising profiles based on your shopping data, which is attractive to privacy-conscious users. Second is risk control: the card is fully controlled by the user, supporting management via app and web. In case of anomalies, it can be frozen or unfrozen with one click, much faster than traditional bank cards.

The multi-chain recharge feature is also interesting—it’s not limited to a single chain but covers multiple ecosystems, so users don’t have to repeatedly cross-chain assets. The entire process eliminates the cumbersome steps of currency exchange and settlement common in traditional payments, saving a lot of trouble for people who frequently live, work, or travel across borders.

The core value is essentially bridging the gap between on-chain assets and offline payment scenarios, turning crypto assets into truly usable payment power at any time, rather than just digital numbers in an account.